The Capital Area Housing Finance Corporation (CAHFC) was created in 1981 to assist in meeting the housing needs of low and moderate income families in Bastrop, Blanco, Burnet, Caldwell, Fayette, Hays, Lee, Llano and Williamson Counties, as well as the City of San Marcos. The Corporation provides both single family home ownership and multi-family rental opportunities to persons meeting certain income requirements. We provide down payment assistance programs for first time homebuyers to assist families in achieving the goal of homeownership by decreasing the financial burden of mortgage and related purchase costs. We also finance the construction or acquisition of multi family communities to provide below market rate rental opportunities.

CAHFC has created two subsidiary entities to further its goals. Capital Area Affordable Housing Development, LLC (CAAHD) was created to build affordable single family homes in rural areas. Capital Area Multi-Housing (CAMH) was created to act as a non-profit owner or developer for projects financed by CAHFC or other entities. These projects may be new construction or rehabilitation of existing multi-family communities.

The CAHFC works with its staff, consultants, builders, realtors, lenders and local leaders to build relationships that benefit area residents, their communities and counties. By providing these programs, and building local and regional partnerships, the CAHFC is turning local dreams of home ownership into reality while continually contributing to the economy and quality of life of the region.